Understand Your Rights and Our Policy Position

Our legal terms set out the conditions under which your account exists on this platform. They cover how we handle deposits processed through bKash, Nagad, or Rocket — including transaction records, dispute windows, and wallet verification steps. They also define what happens if an account is

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   flagged for review, how we communicate policy changes to you, and the process for account suspension or closure. Eligibility is central to these terms. Whether you can access 123test services depends on the laws that apply in your location and whether your region is on the

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   supported list. We do not make blanket eligibility claims — if local law restricts online account-based services in your area, our terms require you to determine that before registering. Payment-related terms are specific: when you initiate a Nagad or Rocket transfer, the transaction reference you receive

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   is logged against your account. Any dispute about that transaction must be raised within the window stated in the terms — typically by contacting support with your wallet reference number. We do not accept retroactive claims outside that window. For bKash transactions, the same reference-matching process

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   applies. These are not informal commitments; they are the enforceable terms both parties accept at account creation.

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.